Peter is of course right but the issue is that the transaction has to be authorised not the user see here
http://blog.cytrap.eu
or http://blog.cytrap.eu/?p=322
But unfortunately, banks are currently not always willing to pay the 50-150 kroner to really improve things for their online banking...
Kaere Jesper
Thanks for this comment on the article, I love it. Of course I agree with you and to make my point a bit more detailed, we have posted something on our IT experta blog
http://blog.CyTRAP.eu
We also linked to this post here: http://blog.cytrap.eu/?p=322
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Transaction authentication
Transaction authentication
Transaction authentication